3D Secure stands for 3-Domain Secure (3DS), it’s a security protocol that enhances the security of card payments online.
The basic principle behind 3D Secure is rather simple: your bank needs to confirm your identity in order to authorize an online payment.
How we use 3D Secure in Fin.do?
At Fin.do, security comes first.
When making a money transfer with Fin.do, you will be asked for a Mastercard Secure Code to complete 3D Secure authentication. Depending on your bank, this is what it might look like in your app:
If verification fails, you should reach out to your bank to make sure 3D Secure is enabled for your card.
We keep all transactions safe through several security features, including: 3D Secure; facial recognition and fingerprint passcodes; advanced fraud monitoring and detection.
Is 3D Secure really necessary?
The short answer is yes. While completing an extra verification step might feel annoying, remember that the purpose of 3D Secure is to add an extra layer of protection to your online transactions.
3D Secure authentication is now mandatory in Europe and is also widely used in other areas.
Its adoption by merchants and banks reduces the risk of fraud when paying online, offers better protection of financial data, and allows safer international transactions.