Fin.do is the go-to platform for instant money transfers around the world. With Fin.do, you can send any foreign currency to more than 150 countries.

Sometimes, you may want to make an international payment in the same currency (for example USD to USD or EUR to EUR).

This can be done quickly and easily with Fin.do.

Many online services for international money transfers require exchanging one currency for another. Typically, you cannot make cross-border money transfers in the same currency.

When sending money via Fin.do you have more flexibility to decide who performs the currency exchange for your transfer - either Fin.do or your bank. Having control over the foreign currency exchange is very important, especially when it comes to same-currency transfers. Here’s why:

If you send from a GBP card to a UAH card, Fin.do enables you to send a single currency, such as USD to USD or EUR to EUR. in this case, the currency exchange will be automatically performed by the sending and the receiving banks.

The mid-market FX rate often offered to customers by third party providers fluctuates during the day and can be less advantageous than fixed rates offered by card-issuing banks.

Also, if any of the currencies you want to transfer are not supported by Fin.do, you always have the option to send USD to USD from and to any card, regardless of the card’s default currency.

USD to USD or EUR to EUR transfers have several benefits, including:
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💵 Protecting your savings from inflation

Saving money in stable currencies like the US dollar or the EUR instead of your local currency is considered safer because their value tends to vary less over time.

💵 Staying safe from FX volatility

Foreign exchange rates fluctuate constantly. With Fin.do, you can track exchange rates and decide when is the best time to exchange currency.

💵 Moving money at the best rates

With same currency transfers, you can also benefit from having a single currency conversion take place when one of the cards is issued in USD or EUR. The exchange is performed by either the sending or the receiving bank. This enables you to check and send only when the bank provides the best rate.

💵 Instant transfers

Fin.do is an instant money transfer platform, which means your USD to USD or EUR to EUR transfers are settled within minutes, avoiding the risk of further currency fluctuations.

It takes a few simple steps to make a same currency transfer using Fin.do.

1. Set up your transfer: select a card and the currency you want to send (EUR or USD). If your card is issued in a different currency, your bank will perform the exchange to EUR or USD.

2. Select a recipient or enter a card number.

3. If the recipient’s currency is not supported, you can still select USD or EUR as a receiving currency. The receiving bank will automatically perform the exchange from EUR or USD.

4. Check your transfer details and confirm the transaction.
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Your transfer will be delivered in seconds.

You can find more information about our destinations, currencies, and security here.