🏦 Sending money directly to a bank account is quick and easy with Fin.do!

Whether you're transferring funds to your own account or someone else's, just follow these simple steps.

📱 Here is our step-by-step guide:

Launch the Fin.do app on your device and log in to your account.

Tap the "Send Money" button on the home screen.

Specify the amount you want to send. Please note: the Pay to Bank feature currently supports transfers from any currency to EUR. Once you select a bank recipient, the amount will be adjusted automatically based on the current exchange rate.

In the "From" field, Apple Pay or Google Pay will be selected by default. You can also choose one of your saved cards in the Fin.do app.

Tap "Choose a Recipient" and select "Send to Bank Account" from the menu.

To make your first transfer to a bank account, you'll need to add a new bank recipient. You can send money to your own or someone else's personal bank account.
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Tap "Add Bank Account" to get started.

Select the country where the recipient's bank account is issued. You can scroll through the list alphabetically or use the search field. If the country you’re looking for isn’t in the list, it means we don’t support bank account transfers to that country yet.

Provide the following bank account details:

Select the country where the bank account is issued.

The IBAN (International Bank Account Number) is a unique identifier used for international transfers. It varies by country (up to 34 characters). You can find it in your banking app, bank statement, or by contacting your bank.

Example: PL54 5563 2698 5138 6141 8238 9216

The BIC (Bank Identifier Code), also known as SWIFT, identifies the recipient's bank. It's 8 or 11 characters long. You’ll find it in your banking app, on a bank statement, or by contacting your bank.

Example: PBANUA2X

Complete the recipient’s personal details:

Enter the recipient’s full name as it appears on their bank account. Only Latin characters are allowed—no numbers or special characters.
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Enter the recipient’s valid phone number, including the country code and the “+” sign.
Example: +380990044555
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You can add the recipient’s email address to notify them about the transfer.
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Assign a name to this account so it’s easier to find in your saved bank accounts list in the future.

Complete the recipient’s address:

Select the country of the recipient’s billing address.
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Enter the city of the billing address.
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Enter the recipient’s street address. Street Line 1 is required; use Line 2 if you need additional space.
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Provide the postal code of the billing address.

Then tap "Continue" to review everything.

Check all the details you entered. If needed, tap the blue pencil icon to make edits.

Specify the Purpose of the transfer and add a Transfer reference if necessary. Then tap "Continue".

Double-check the recipient’s details and the amount. When you’re ready, tap Apple Pay/Google Pay or Continue if using a saved card.

You’ll see the final fees and still have the option to modify your transfer. If everything looks good, tap Confirm.

You’ll receive a confirmation, and your recipient will get the money within 1 to 2 business days, depending on the bank and country.
You can track the transfer status in the My Transactions list. Tap OK to close the window.

Absolutely. All transfers are encrypted and processed securely. We never store your card or account details.

Go to your Recipients list, select the saved account, and send money in just a few taps. Learn more in the following article:

If something doesn’t look right or you need help, reach out via chat—we’re here for you!